What does the salary calculator calculate?

The salary calculator is an online tool that calculates gross and net salary according to Bulgarian tax rates and social security contributions for 2025. The calculator shows the net salary "in hand" after all deductions (income tax, health insurance, pension insurance, unemployment insurance), the total cost for the employer (gross salary + employer contributions), and a detailed breakdown of all deductions. The calculator is useful for employees who want to understand how their salary is calculated, for employers who need to calculate the total cost of employment, and for anyone planning their budget or negotiating salary. It helps you make informed decisions about employment and understand the real cost and value of your salary.

How to use the salary calculator?

When to use the salary calculator

This calculator is for people on employment contracts or employers who want to quickly see net salary, total cost for the employer, and all deductions for 2025.

Step by step:

1. Select the calculation type – "Gross → Net" or "Net → Gross".
2. Enter the salary amount in the field.
3. Select year and income type (salary, fee, etc., if you have such an option).
4. If applicable, add children, disability status, additional health insurance, and other deductions.
5. Click "Calculate" and wait for the result.

What the results show:

• Net salary "in hand" – this is the amount you will receive after all deductions
• Total cost for the employer – the total amount the employer pays (gross salary + employer contributions)
• Income tax – calculated tax on income (10%)
• Social security contributions – detailed breakdown of social and health insurance

Common mistakes:

• Entering net instead of gross salary (or vice versa) – be careful to select the correct calculation mode
• Comparing results with a payslip that includes bonuses or deductions – the calculator does not account for advances, vouchers, bonuses, or other additional payments that may appear on the official payslip
• Forgetting deductions – don't forget to add children, disability status, and other deductions if they apply to you

Example with specific numbers

Sources and notes

The calculator uses current rates and limits for 2025, established by the Income Tax Act, the Social Security Act, and NAP regulations. Income tax is 10% with an annual limit for taxation. Social security contributions have established minimum and maximum insurance incomes. For accurate calculations in specific situations (children, disabilities, additional income), always consult with an accountant or NAP.

Last updated: January 13, 2026

Related calculators

Check out our other useful financial calculators:

• Income Tax Calculator – Calculate income tax
• Social Security Calculator – Calculate social security contributions
• VAT Calculator – Calculate value added tax

Limitations:

The calculator does not cover specific cases such as tax-free income, additional bonuses, food or transport vouchers, or complex tax optimizations. For accurate calculations in complex situations, always consult with an accountant.

This text is for informational purposes only and is not individual financial or tax advice.