Welcome to Kalkulatori.bg ("Website"). These terms of use ("Terms") govern the use of our website and all related services.

The website is owned by Dragon Forged Dreams ("We", "Us", "Our") and provides free financial calculators for users in Bulgaria.

2.1 Free use

All calculators on the website are completely free for personal, educational and business use. No hidden fees or restrictions apply.

2.2 Accuracy of results

Our calculators use official rates and formulas from NAF and other state institutions. However, we cannot guarantee 100% accuracy of results.

2.3 User responsibility

You are responsible for:

• Correct data entry
• Verifying results with official sources
• Consulting specialists when necessary

3.1 Prohibited:

• Using the website for illegal purposes
• Attempting to hack or breach security
• Copying or distributing content without permission
• Using automated scripts for mass data extraction
• Spam or unwanted messages

3.2 Technical limitations

The website may have maintenance periods or technical issues. We strive to minimize these periods, but cannot guarantee 100% availability.

4.1 Limitations

We are not responsible for:

• Financial losses from using calculators
• Inaccuracies in results due to legislative changes
• Technical problems or website unavailability
• Actions of third parties

4.2 Recommendations

Always consult specialists (accountants, lawyers, financial advisors) for important financial decisions.

All rights to the website content, including texts, design, logos and software, belong to Dragon Forged Dreams or respective licensors.

You may use calculators for personal purposes, but cannot copy or distribute the code or design without written permission.

We reserve the right to change these terms at any time. Changes take effect immediately after publication on the website.

Your continued use of the website after changes means acceptance of new terms.

These terms are governed by Bulgarian law. All disputes are resolved by competent Bulgarian courts.

In case of conflict between Bulgarian and English versions of terms, the Bulgarian version prevails.