Salary 2025 vs 2026 Calculator

Compare net salary and employer cost

Updated for 2026
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2025
2026
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Net Pay

Въведи данни за сравнение

Една брутна сума в лева → 2025 (01.04–31.12.2025) в лв. и избран период от 2026 в €

Колоната 2025 е за 01.04.2025–31.12.2025 (таван 4130 лв.; Q1 с 3750 лв. не е включен). За 2026 изберете период по ЗБДОО 2026 чл. 9 (ДВ бр. 68 / 28.07.2026): 01.01–31.07 → 2111,64 €; 01.08–31.12 → 2300 €. Осигурителните % за трудов договор (III категория) са еднакви — при еквивалентен таван разликата е главно закръгляне, не „спестяване“.

Явно избран период (старт: 01.01–31.07.2026). Не се сменя по часовника — сменете ръчно за 01.08–31.12.

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What does the salary 2025 vs 2026 calculator calculate?

The salary 2025 vs 2026 calculator is an online tool that compares net salary and employer costs between the two years, taking into account changes in tax and social security legislation. The calculator shows how net salary (for the employee) and total cost (for the employer) change between 2025 and 2026, taking into account different tax rates, social security contributions, and changes in minimum and maximum insurance bases. The calculator is useful for employees who want to see how changes in legislation affect their net salary, for employers planning personnel budgets, and for anyone who wants to understand the impact of tax and social security changes on finances. It helps you plan your finances and make informed decisions when negotiating salary or planning your budget.

How to use the salary 2025 vs 2026 calculator?

Using the calculator is very simple. Follow these steps:

  1. Enter gross salary: Enter gross compensation in BGN (before all deductions).
  2. Select income type: Specify whether it's salary, fee, or other type of income (different types have different tax treatments).
  3. Calculate: Click "Calculate" and the calculator will automatically calculate results for both years.
  4. Review the comparison: View net salary for 2025 and 2026, employer cost, and differences between the two years.
  5. Analyze changes: See how net salary changes and what are the reasons for changes (taxes, social security, etc.).

Example with specific numbers

Example: Gross salary of 3,000 BGN - comparison 2025 vs 2026

  • Gross salary: 3,000 BGN
  • 2025 year:
  • Employee social security: ~450 BGN
  • Income tax: ~255 BGN
  • Net salary: ~2,295 BGN
  • Employer cost: ~3,450 BGN
  • 2026 year: (forecast data, if there are changes)
  • Net salary: ~2,310 BGN (example +15 BGN)
  • Employer cost: ~3,460 BGN (example +10 BGN)
  • Difference in net salary: +15 BGN/month

With a gross salary of 3,000 BGN, the comparison shows how net salary and employer cost change between the two years. Changes are usually minimal, but important for financial planning. Specific numbers depend on current tax rates and social security contributions for each year.

Sources and notes

The calculator uses current tax rates and social security contributions for 2025, established by the Income Tax Act, the Social Security Act, and NAP regulations. For 2026, forecast data based on planned or announced changes in legislation are used. Data for 2026 may change according to legislative updates. It's important to note that specific calculations depend on many factors (income type, deductions, specific rules, etc.). For accurate calculations in specific cases or complex situations, always consult with NAP or an accountant.

Data is up to date according to NRA and NOI (Bulgarian tax and social security). For official information see the sources below.

Sources:

  • NRANational Revenue Agency
  • NOINational Social Security Institute
  • VAT ActBulgarian VAT law
  • Local taxes actLocal taxes and fees

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Frequently Asked Questions

What is the difference between salary 2025 and 2026?

The difference is in tax rates and social security contributions. The calculator shows exactly how net salary and employer cost change between the two years.

What does total employer cost include?

Total cost includes gross salary plus all social security contributions that the employer pays (pension, health, unemployment, and work accident insurance).

Why is it important to compare my salary between years?

The comparison helps you understand how changes in tax and social security legislation affect your net salary and plan your finances.

Can I use the calculator for fees?

Yes, the calculator supports different types of income, including fees. Select the appropriate income type from the dropdown menu.

How accurate are the calculations?

Calculations are based on current tax rates and social security contributions for 2025 and 2026. For specific cases, consult with an accountant.

Salary 2025 vs 2026 Comparison | Calculators BG