NAP insurance contributions calculator
Contribution breakdown for employees or self-employed on insurable income. For a full gross/net payslip use the salary calculator.
2026 has two maximum insurable income (MOD) windows (SG 68 / 28.07.2026, art. 9). Choose the month you are calculating for — the tool never auto-picks “today”.
Select an insurance period before calculating.
Methodology
- Contributions — same engine as social security tool
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NAP insurance vs salary calculator
This page estimates contribution splits on insurable income for the period от 2026-01-01. Use the salary calculator for a full payslip. Alternate entry: social insurance.
- Health insurance: 8% total (4.8% employer / 3.2% employee).
- Maximum insurable income (ZBDOO 2026 art. 9, SG 68 / 28.07.2026): €2,111.64 (01.01–31.07.2026) / €2,300 (01.08–31.12.2026). Select the period explicitly.
Frequently asked questions about NAP insurance
How is this different from the salary calculator?
This page estimates contribution splits on insurable income. The salary calculator returns a full payslip view: gross, net, contributions and tax together.
When should I use the social-insurance page instead?
Both tools estimate contributions. This URL sits in the NAP cluster for “calculate insurance” queries. The standalone social-insurance calculator is an alternate entry — pick one and compare with your payslip.
What is the 2026 maximum insurable income (MOD)?
Per ЗБДОО за 2026 г., ДВ бр. 68 от 28.07.2026, чл. 9: 01.01–31.07.2026 — min €550.66 / max €2,111.64; 01.08–31.12.2026 — min €620.20 / max €2,300. Select the period explicitly — no automatic “today” default.
What about health, UPF and work-accident (TZPB)?
You typically see pension (and UPF where applicable), health, unemployment and work-accident shares (often employer-paid). Exact rates depend on labour category and inputs.
Employee vs self-employed — which mode?
Use employee for employment contracts (employee + employer shares). For self-employed, enter an insurable base within the period min/max bounds.
Is the result an official NAP figure?
No — orientation only. Confirm filings with NAP/NSSI and an accountant. MOD periods: SG 68 / 28.07.2026, ZBDOO art. 9.