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Salary and Social Insurance - How to Calculate Net Salary

Learn how to use salary and social insurance calculators. Calculate gross/net salary, insurance and taxes for 2025.

January 21, 2025
8 мин
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#осигуровки
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#данъци

Introduction

Proper calculation of salary and insurance is important for every employee and employer. Our calculators help you understand how taxes and insurance are calculated.

Salary Calculator

The salary calculator allows you to calculate:

  • Net salary from gross
  • Gross salary from net
  • Income tax (10%)
  • Social insurance (~13.78%)
  • Health insurance (3.2%)

How to use:

  1. Enter gross or net salary
  2. Select income type (salary, freelance, etc.)
  3. Click "Calculate"
  4. See detailed breakdown of all deductions

Use Salary Calculator →

Social Insurance

Social insurance includes:

  • Pension insurance (employee: 8.58%, employer: 10.5%)
  • Health insurance (employee: 3.2%, employer: 4.8%)
  • Unemployment (employee: 0.4%, employer: 0.6%)
  • Work accident (employer: 0.4-1.4%)

Use Social Insurance Calculator →

2025 vs 2026 Comparison

Our calculator allows you to compare your salary between 2025 and 2026, seeing how net salary and total employer cost change.

Compare Salary 2025 vs 2026 →

Frequently Asked Questions

What's the difference between gross and net salary?

Gross salary is the amount before all deductions, while net is the amount you receive "in hand" after all taxes and insurance.

What is the minimum wage for 2025?

The minimum wage for 2025 is 1,077 BGN gross.

Important: This text is for informational purposes only and is not individual financial or tax advice.

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